We tend not to think about how to pay for long-term care until one of
our relatives has to go into a residential or nursing home.
Average weekly nursing home costs could run into hundreds of pounds. By paying either a regular or single premium, the insured can add to the amount that may be available through state benefits to fund the cost of such care and this could mean having to deplete less or none of your assets to meet the cost.
This is why long-term care should form part of your discussion with Western Welsh Financial Services. There is no doubt that the need for care is likely to increase as life expectancy continues to rise and with only limited care facilities available, the costs are likely to rise.

| Western Welsh Financial Services is a trading name of Western Welsh Mortgage Services Ltd., which is authorised and regulated by the Financial Services Authority. Western Welsh Mortgage Services Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 313805 |
| The FSA does not regulate all forms of the products or services we provide. |