enquire now You borrow a lump sum over a fixed period of time (usually 25 years, but it can be less). You pay the interest and some of the capital on a monthly basis to the lender.

ADVANTAGES: The only way you can be 100% certain the loan will be repaid (provided you keep up with the repayments.)

DISADVANTAGES:Only a small amount of capital is paid off in the early years.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Repayment Mortgage

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Western Welsh Financial Services is a trading name of Western Welsh Mortgage Services Ltd., which is authorised and regulated by the Financial Services Authority. Western Welsh Mortgage Services Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 313805
The FSA does not regulate all forms of the products or services we provide.